Terms & Conditions

01Acceptance of Terms

By accessing or using the Smart Quotes LLC website, submitting a quote request, contacting Smart Quotes through the website, or using other website features, you agree to these Terms & Conditions.

If you do not agree with these Terms, you should not use the website or submit information through its forms.

These Terms apply to the Smart Quotes website and services made available directly through Smart Quotes. Separate provider terms may apply when you elect to purchase or activate a third-party product or service.

02About Smart Quotes LLC

Smart Quotes LLC helps consumers and businesses request information and quotes for available products and services.

Smart Quotes may assist with service categories including:

• Xfinity Residential
• Comcast Business
• Merchant Services / payment-processing solutions
• Other services that may be made available through the website in the future

Smart Quotes may act as an authorized contractor, connector, referral source, intermediary, or independent service provider depending on the applicable product or service relationship. Smart Quotes does not own or operate third-party providers such as Xfinity or Comcast.

03Smart Quote Requests

Submitting a Smart Quote request:

• does not obligate you to make a purchase
• does not guarantee approval
• does not guarantee service availability
• does not guarantee a specific price
• does not guarantee specific equipment
• does not guarantee promotional eligibility
• does not create a binding service contract

Information submitted through a Smart Quote form is used to understand the request and help connect you with relevant service options or representatives.

Final availability, pricing, eligibility, installation requirements, taxes, fees, equipment, contract terms, and promotional conditions may be determined by the applicable service provider.

04Third-Party Products and Services

Many products and services available through Smart Quotes are provided by independent third-party companies.

Those companies may maintain their own:

• service agreements
• privacy policies
• pricing
• installation requirements
• equipment policies
• cancellation policies
• warranties
• eligibility requirements
• promotional terms

If you choose to purchase a third-party service, the applicable provider's terms may govern that service relationship. Smart Quotes does not control every term, price, policy, product feature, or availability decision made by a third-party provider.

05Xfinity and Comcast Service Requests

Smart Quotes LLC may assist customers with requests involving Xfinity Residential and Comcast Business services through authorized or applicable service channels.

Availability, pricing, promotions, equipment, installation, eligibility, service areas, and final account terms are subject to the applicable Comcast/Xfinity systems, policies, and service requirements.

06Merchant Services

Smart Quotes may assist businesses seeking information about:

• payment processing
• POS systems
• smart terminals
• countertop terminals
• mobile payment equipment
• kiosks
• related merchant-service solutions

Final pricing, underwriting, approval, equipment eligibility, processing terms, settlement terms, fees, agreements, and account activation may be determined by the applicable merchant-services provider. Submitting a merchant quote request does not guarantee approval or specific pricing.

07Vacation-Stay Incentives

Smart Quotes may offer a complimentary vacation-stay incentive in connection with certain qualifying quote requests. Eligibility and redemption are subject to separate terms.

• Not every quote request necessarily qualifies
• Activation deadlines may apply
• Redemption deadlines may apply
• Participating properties are subject to availability
• Taxes and/or applicable fees may apply
• Occupancy restrictions may apply
• Household or promotional restrictions may apply
• Airfare is not included unless expressly stated
• Incentive terms may change according to the applicable program rules

Vacation Redemption Terms →

08Communications

When you submit a quote request, contact form, agent inquiry, or other request, Smart Quotes may contact you regarding that request.

Communications may include:

• phone calls
• email
• text messages where permitted
• service-related follow-up
• quote information
• appointment or application information

How we handle personal information is described in our Privacy & Data Handling page. Message and data rates may apply for phone or SMS communications depending on your carrier.

09Permitted Website Use

Users agree not to:

• interfere with website operation
• attempt unauthorized system access
• submit intentionally false or fraudulent information
• misuse forms or automated submission systems
• impersonate another person or business
• distribute malware
• scrape or exploit website systems in a harmful manner
• use the website for unlawful activity

Smart Quotes may restrict access when necessary to protect users, systems, or business operations.

10Intellectual Property

Smart Quotes branding, website design, original written content, graphics, logos, software elements, and other proprietary materials may be protected by applicable intellectual-property laws.

You may view and use the website for normal personal or business inquiry purposes. You may not reproduce, distribute, modify, falsely represent, or commercially exploit proprietary Smart Quotes materials without permission.

Third-party names, marks, product images, and logos that appear on this website belong to their respective owners. Smart Quotes does not claim ownership of those third-party intellectual-property rights.

11Third-Party Websites and Links

The website may link to third-party websites, portals, provider systems, onboarding tools, or external services. Examples may include service-provider systems, TurfQuest onboarding, vacation redemption systems, and payment/service provider websites.

Smart Quotes is not responsible for the content, security, privacy practices, availability, or terms of third-party websites. Review the applicable third-party terms before using those services.

12Website and Service Disclaimers

The website and its content are provided for informational and quote-request purposes. Smart Quotes works to keep information accurate and current, but:

• service availability may change
• promotions may change
• third-party prices may change
• provider requirements may change
• equipment availability may change
• errors or temporary interruptions may occur

Nothing on this website is an offer of employment, income guarantee, or a warranty that a particular product, price, or promotion will be available at the time of your request.

13Limitation of Liability

To the extent permitted by applicable law, Smart Quotes is not responsible for indirect or consequential losses arising solely from:

• third-party service-provider decisions
• third-party outages
• third-party pricing changes
• external website issues
• unavailable promotions
• circumstances outside Smart Quotes' reasonable control

This section does not attempt to waive liability for intentional misconduct or for obligations that cannot legally be waived.

14Your Responsibility for Misuse

To the extent permitted by law, you may be responsible for losses or claims resulting from your unlawful, fraudulent, or materially abusive misuse of the website or from your violation of these Terms.

15Changes to These Terms

Smart Quotes may update these Terms periodically to reflect changes in website functionality, business practices, services, or applicable requirements.

When material revisions are made, the “Last Updated” date on this page should be revised. Continued use of the website after updated Terms are posted is subject to applicable law and the updated Terms.

16Governing Law

These Terms are generally governed by the laws applicable to Smart Quotes LLC's operations in the Commonwealth of Virginia, without attempting to override consumer protections or other laws that may apply based on a customer's location.

17Questions About These Terms?

Related pages: Privacy & Data Handling · Vacation Redemption Terms